Know the real risk
before you buy.
We analyze your condo documents so you can make informed decisions.
Legal. Financial. Engineering. All in one clear report.
Trusted by Condo Buyers Across Canada
Integrated Risk Summary
What Sets Us Apart
Lawyers look narrow. Engineers don't count money. Accountants miss legal fallout.
We bring Legal, Financial, and Engineering risks into one clear picture.
Legal Risk Analysis
We review Declaration, Bylaws, Rules, Status Certificate, and litigation history to uncover governance issues and legal exposure.
Financial Risk Analysis
We analyze budgets, financial statements, reserve fund studies, and special assessment history to identify hidden costs.
Engineering Risk Analysis
We examine building condition reports and reserve fund plans to spot deferred maintenance and underfunded repairs.
Cross-Document Contradictions
We identify mismatches between what engineers recommend, what's budgeted, and what's actually funded. The gap usually closes after closing.
When You Should NOT
Buy This Condo
Every serious condo risk leaves a paper trail.
Sometimes the smartest decision is to walk away.
Flat fees on aging building
Fees rising below inflation often means costs are being pushed into the future — directly onto owners.
Optimistic reserve assumptions
Extended component lifespans and deferred replacements signal trouble. When assumptions fail, special assessments follow.
Recurring temporary fixes
Board minutes showing "short-term", "patch", or "observe" language signal deferred maintenance, not savings.
Our risk assessment
doesn't guess — it
traces risk back to
documents.
More Red Flags
We Identify
Board governance, insurance coverage, special assessment patterns, and turnover
rates all reveal hidden risk. We connect the dots across all documents.
Litigation Exposure
Active or repeated lawsuits involving the condo convert directly into financial risk for owners. We trace legal costs through financials.
Insurance Gaps
Low replacement valuations, high deductibles, and premium spikes often signal underinsured properties. Shortfalls become owner-funded losses.
10+
red flags we check
50+
document types
3
risk domains
1
integrated report
Our Packages
Choose Your
Assessment Package
From quick risk filtering to comprehensive owner defense,
we have a package that fits your needs.
Quick Risk Check (Lite)
Fast risk filter for early buyers. Basic legal, financial, and engineering scan. High-level reserve fund check. 1-2 page report.
Buyer Risk Assessment (Standard)
Most popular. Full legal, financial, and engineering analysis. Board & AGM minutes review. 3-5 year outlook. 5-7 page report.
Deep Risk & Owner Defense (Premium)
For high-risk decisions. Full analysis plus cross-document contradictions, scenario modeling, and board behavior review. 8-12 page report.
What Our Clients
Are Saying
The report identified a $180,000 gap between what engineers recommended and what was actually budgeted. My lawyer missed it completely. Saved me from a nightmare special assessment.
Michael T.
Verified Client
I was about to buy until the risk assessment showed the reserve fund assumptions were wildly optimistic. Three months later, that building hit owners with a $25,000 special assessment. Best money I ever spent.
Sarah K.
Verified Client
The cross-document analysis found that the same roof repair had been discussed in board minutes for 4 years but never funded. The status certificate showed nothing. This level of detail is invaluable.
David R.
Verified Client
Frequently Asked
Questions
